Canadian Or An American Living In Canada? Consider An Irrevocable Life Insurance Trust When Estate Planning

Are you a Canadian who owns property in America, or an American living in Canada. Start planning now to protect your heirs from hefty U.S. estate taxes. You should consider an irrevocable life insurance trust for this purpose. It is the most common type of cross-border trust, and very easy to set up. Here are the advantages to both Canadians and Americans in Canada of having such a trust set up when doing their estate planning. Read More 

What Should You Know About Your Small Business’s Liability?

If you're the owner of a small business, you already know that your commercial insurance should help cover the costs of any slip-and-fall lawsuits or other customer injuries on business premises. But what happens if one of your employees engages in an illegal act while on the job? What if you or your business is sued for copyright infringement, slander, or libel? And what if you suffer a sewer backup that causes you to close your doors during the busy season? Read More 

7 Reasons Why You Should Buy Travel Insurance Before Your Next Trip

There are many different scenarios that can quickly turn a dream vacation into a nightmare. While it simply isn't possible to plan for every possible eventuality, it's certainly possible to hedge your bets by purchasing a good travel insurance policy prior to departing on your journey. Here are seven of the most common reasons why travel insurance is an excellent investment. Medical Emergencies A medical emergency in another country can be costly and even frightening, particularly if you are visiting an area where adequate medical treatment is not available and it becomes necessary for you to be medically evacuated. Read More